Last updated: August 22, 2026
These Terms of Service govern your access to and use of smartpersonfinancial.com and any programs, guides, or services purchased through it. By accessing this site or purchasing a program, you agree to these terms.
SmartPerson Financial provides credit-building education, capital-access guidance, and related advisory services through our Standard Access and Full Access programs. Program details, deliverables, and pricing are described at the time of purchase and may be updated periodically.
You must be at least 18 years old and able to enter into a binding agreement to purchase or use our programs. By applying or purchasing, you confirm the information you provide is accurate and complete.
Credit outcomes depend on many factors specific to each individual, including credit history, income, and lender decisions, many of which are outside our control. We do not guarantee any specific credit score increase, funding amount, or approval outcome. Past client results are not a promise of future performance.
Purchases made through smartpersonaccess.com are processed securely by our payment provider. Refund eligibility, if any, will be outlined in the terms presented at checkout for the specific program purchased.
You agree not to misuse this site, attempt to gain unauthorized access to our systems, or use content from this site for any unlawful purpose.
All content on this site, including guides, frameworks, copy, and branding, is the property of SmartPerson Financial and may not be reproduced or redistributed without written permission.
To the fullest extent permitted by law, SmartPerson Financial is not liable for any indirect, incidental, or consequential damages arising from your use of this site or our programs.
These terms are governed by the laws of the State of New York, without regard to conflict-of-law principles.
We may revise these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
Questions about these terms can be sent to info@smartpersonfinancial.com.